“零余额”银行故事板

Goal: Create a cinematic 2x2 storyboard collage for a short dramatic video titled {argument name="story title" default="Zero Balance Despair"}, showing one Japanese salaryman discovering he has no money and falling into despair.

Canvas: Square 1:1 image, divided into exactly 4 equal panels with thin white gutters. Photorealistic, high-resolution, cinematic lighting, realistic Japanese urban bank environment. Keep the same main character, outfit, hairstyle, watch, and brown leather shoulder bag across all panels. The character’s face should be intentionally obscured with a soft rectangular blur/mosaic block in every panel for anonymity.

Main character: A young adult Japanese businessman, {argument name="character description" default="messy black hair, navy suit, white dress shirt, loosened navy tie, brown dress shoes, silver wristwatch, brown leather shoulder bag"}. He looks exhausted, panicked, and emotionally overwhelmed.

Panel count and contents: Use exactly 4 panels.
1. Top-left panel: Inside or beside a bank ATM booth. The ATM screen clearly displays a large red “0” on a pale blue screen, indicating a zero balance. The businessman stands close to the ATM, shoulders tense, looking devastated, with his leather bag strap over one shoulder.
2. Top-right panel: At a bank service counter. The businessman leans forward toward a female bank clerk in a navy uniform, gesturing desperately with both hands open. The bank interior is clean and modern, with a blue counter, glass partitions, small signage, and warm office lighting.
3. Bottom-left panel: Outside the bank entrance. A blue sign above the door reads {argument name="bank sign text" default="BANK"}. The businessman stands on the sidewalk in front of the bank with both arms thrown upward in panic, tie loosened, jacket open, brown shoulder bag hanging at his side. Bright daylight, urban street details, bollards, paving stones, and greenery.
4. Bottom-right panel: In a quiet park. The businessman sits slumped on a wooden bench, head bowed, arms hanging down, defeated. His brown leather bag rests on the bench beside him. Include trees, dappled sunlight, green shrubs, and a calm background that contrasts with his despair.

Visual style: Photorealistic Japanese commercial-drama stills, consistent character continuity, natural depth of field, sharp clothing detail, realistic bank and park locations, vivid but believable colors, emotional storytelling. No cartoon style, no extra panels, no captions except the ATM “0” and the exterior bank sign.